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Investment loan

The Investment loan is intended for:

  • corporate entities which do business in the Slovak Republic
  • this loan in foreign currency is above all intended for clients who have sufficient collection in foreign currency in an account held in Komerční banka, a.s., pobočka zahraničnej banky

Characteristics of the Investment loan:

  • a short-term, medium-term or long-term loan
  • for acquisition of tangible or intangible fixed assets (real estate including projects, machinery and equipment or sets of these etc.)
  • up to the amount of the contractual price
  • the loan can be drawn as a lump sum or gradually
  • for direct payments to the supplier’s or seller’s account on the basis of documents presented (invoices or purchase contracts etc.)
  • funds are only transferred to the client’s current account in exceptional and justified cases – the bank subsequently verifies use of the funds
  • drawing on the loan is restricted to costs actually spent on acquisition of the fixed assets
  • floating or fixed interest rate
  • the client pays interest on a monthly or quarterly basis on the dates as agreed in the loan contract
  • the method of bearing interest is agreed in the loan contract
  • the Investment loan is provided in EUR or selected foreign currencies

Advantages of the investment loan:

  • gradual drawing on the loan
  • distribution of principal repayments which creates conditions for positive cash flow development

The Investment loan allows you to:

  • implement financially demanding investment activities leading towards development of commercial activity

How to establish/arrange an Investment loan:


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