Service Description

Advantages of the Profibanka service:

• comprehensive resolution of company payment transactions and communication with the bank
• nonstop overview of movements in your accounts
• effective management of company cash flow
• significant savings on time and money compared to payment transactions at branches
• convenient processing of a large volume of payments
• no time limits for transaction history
• very simple and user-friendly operation
• advanced security based on electronic signature standards
• professionally trained user support on the free 0800 118 100 line, from abroad: +421 259 277 505

The Profibanka service allows you to:

• Gain current information about accounts and transactions
  • immediate information about current balances in your accounts
  • transaction history allowing you to view the history of orders cleared in a selected account
  • transaction history saves all information from the date the service is implemented
  • possibility of setting various filters and search functions for faster searching for required transactions
  • possibility of displaying and printing out daily, monthly or special transaction statements from the account history
  • up-to-date information about withdrawals from cash machines and payment card payments on-line
  • possibility of informing your business partners or other parties about sending of specific payments from your accounts with the aid of e-mails
• Gain electronic statements for accounts and payment cards
  • downloading of electronic statements for accounts and payment cards
  • possibility of completely cancelling sending of paper statements
  • possibility of ordering an older statement for an account or payment card
• Simply implement payments and other operations
  • simple submission of payment orders, standing orders and collection orders
  • help available with a wizard for foreign payments
  • templates for repeated payments
  • possibility of naming your own and external accounts for faster submission of payment orders
  • Profibanka is able to cooperate with your accounting system when sending payment orders and downloading transaction history
  • the data formats used are BEST KB, EDI BEST and ABO
    • you can also export statements into these formats or your own format
    • the information displayed can then be saved in CSV and HTML files.
• Conveniently operate your accounts whenever you want
  • simple operation thanks to a user-friendly menu
  • help available all the time
  • banking operations from the comfort of your own home or office regardless of bank opening hours
  • Profibanka is available 24 hours a day
  • service available including printouts in two languages – Slovak and English
• Introduce multiple authorisation
  • multiple check on payment orders sent to the bank
  • the integrated multiple authorisation function enables each order or batch to be signed using up to five signatures
  • in practice, this system functions as follows:
    • the accountant prepares the payment order
    • this is signed by the company manager and member of its statutory body
    • if the payment order does not have the required number of signatures, the bank will not process it
• Save time and money
  • no need to visit the branch
  • you do not waste time filling in forms and waiting in a queue for the counter
  • decrease in fees for management of the accounts and price per item
  • advantageous price for combination of the Profibanka services
  • possibility of working off-line
• One of the most comprehensive PC banking products
  • one of the widest offers of on-line and off-line PC banking functions in the Slovak Republic
  • intended for businesses and small-scale entrepreneurs
  • almost all communication with the bank via the Internet
  • very simple and intuitive operation of the service

Requirements for the Profibanka service

• conclusion of a contract with KB at your branch
• having at least on CZK account in KB
• in order to conclude the contract, you must bring a valid identity document with you
  • Slovak citizens: personal ID card
  • foreigners with permanent residency in the Slovak Republic: residency permit for foreigners stating permanent residency in the Slovak Republic
  • foreigners without permanent residency in the Slovak Republic: passport
• In order to authorise other parties for access to your account, the parties in question must come to the branch with the same documents.
• In order to open a business account in KB, you must also bring in a trade licence or extract from the trade or commercial register.
• Personal certificate
  • the first essential step towards establishing the Profibanka service is creation of a personal certificate on a smart card
  • the certificate will be used to secure communication between you and the bank – for logging in and when signing individual transactions

How to get a KB personal certificate?

• Conclude the pertinent contract at your branch of Komerční banka.
• You will receive a functional personal certificate on a smart card and smart card reader on the spot.
• For use of the smart card, you first need to install a smart card reader on your PC.

How to get the Profibanka service?

• contact your relationship manager
• call the free KB Info line on 0800 118 100, from abroad: +421 259 277 505