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Komerční banka, a.s.

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Term accounts in EUR

The Term account in EUR is intended for:

  • corporate entities

Characteristics of the Term account in EUR:

  • a type of deposit account
  • used to increase the value of free funds with the minimum of risk
  • money can be deposited in the account for 7 days, 1, 2, 3, 6, 9 or 12 months
  • the term account is held for a lump sum deposit or for a deposit with automatic renewal

Advantages of the Term account in EUR:

  • higher interest rates than those in a current account
  • minimisation of risk – deposits are protected pursuant to the Czech Act no. 21/1992 Coll., on Banks, part thirteen Insurance of deposit claims
  • high liquidity of funds in terms of deposits with a maturity starting with 1 month – possibility of early withdrawal
  • selectable methods of using interest
  • establishment, management and cancellation of the account free of charge

The Term account in EUR allows you to:

  • Use the deposit:
    • on the maturity date (the level of the balance can be altered on automatic renewal of the account)
    • you can make early withdrawals before the maturity date
      • in accounts with deposits made for 1, 2, 3, 6, 9 or 12 months
    • the owner of the current account can decide on automatic transfer on the maturity date
      • specific level of transfer from the current account to the term account
      • blocking of the deposit can also be performed in the account
  • Gain favourable interest rates:
    • the interest rate is set as fixed for the whole duration of the lump sum deposit
    • the rate is announced in the Notification of interest rates
    • the rate depends on the deposit currency, length and level of the deposit
  • Use the interest:
    • you can transfer interest to another account
    • you can capitalise interest in the case of accounts with automatic renewal

How to establish/arrange a Term account in EUR:

Contact Us

In SR

0800 118 100

From abroad

BIC / SWIFT code: KOMBSKBAXXX
(KOMBSKBA)

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